Mr. Raman P. Morzaria

Mr. Raman P Morzaria aged 55 years is one of the core promoter and whole time director of our company having a very dynamic and meticulous personality, has taken our KFL in the 2001-2002.

He has an overall experience of 30 years in the field of finance and real estate development and he is driving operational growth, maximizing business opportunities and ensuring compliance with regulatory requirements.

He is on our Board since acquisition and is responsible for strategic planning and administration of our Company. With the best efforts of Mr. Morzaria, KFL reaches to the new heights with the strong market position having a good customer based relationship and a great market reputation among other competitors in the field of Financing.

Mr. Jay R Morzaria

Mr. Jay R Morzaria aged 28 years is core promoter of our company and has been appointed as managing director of our company with the effect from July 01, 2014. He is a post graduate with L.L.B and degree from reputed NM College under Mumbai University. A calculated risk taker with deep technical knowledge of the market, he commenced his career in real estate at a young age of 19

Mr. Jay Morzaria being a managing director of our company manages the day to day affairs of the company along with a strategic planning regarding internal & external risk that affects the business of company, keeping in mind the future risk about market vulnerability and other risk associated to market. He has helped the company to bring a position worth applauding in a competitive market.

Karnavati Finance Limited is also a part of “Vraj Group”, Mr. Jay Morzaria stands at the forefront of the fastest growing companies under Vraj group. He’s spent the past 7 years evangelizing shift to re development in real estate business. He has earned the “Youngest Achiever Award” at an event held in Dubai, which was organized by Accommodation Times in year 2016 in the month of June.

Jay Morzaria’s motto is ‘A step towards better living’; he has been working rigorously in making his dream of providing luxurious living at economical prices to its customers by way of providing personal finances.

Mr. Jay K Somaiya

Mr. Jay K Somaiya aged 28 years is a Commerce Graduate from University of Pune and is an Associate Member of the Institute of Chartered Accountants of India (ICAI). He has an experience of four years in the field of Company Law matters, Accounting, Auditing and Taxation etc. He is appointed as Non Executive & Independent director with the effect from July 24, 2014. With the help of his independent advice, expertise and knowledge regarding financials, company is able to tackle the risk in a most effectively and timely manner so as to provide a good customer satisfaction with a higher profitability as compared to others.

Ms. Hardika Mandavia

Ms. Hardika Mandavia is having a expertise in Marketing and is a Commerce Graduate. She has been appointed as an Independent Director of the Company designated as the Woman Director of the Company w.e.f. April 13, 2016. With the help of her marketing advice, company is able to maximize its portfolio size and may provide more finance to the customers after taking due diligences as per various rules and regulations.