We are a Non Deposit taking Loan Company (NBFC-ND-LC) engaged primarily in the business of providing loans as per the requirement of customers and they are both secured and unsecured finance. We are mainly involved in business loan and personal loan. Our products are typically directed at Individuals and small and medium size entities . Our loan products are customized to the requirements of our borrowers, broadly classified as:







Personal Loan is an unsecured loan, mainly offered to Individuals and small businesses including proprietorship firms & MSMEs, which doesn’t require any security and can be availed for any purpose like marriage, personal use, business working capital, expansion, etc. The tenure of these loans given to clients is generally up to 1 year and shown as short term loans and advances in the balance sheet. This type of loans are generally issued to the customers after taking necessary due diligence so as to avoid risk and also carries higher percentage of interest rate as the amount so granted is without any security or surety from the end of customer. These types of loans helps the individuals to fulfill his/her dream within a short span and we would like to help them to fulfill their dreams too.


We provide finance for every unique requirement of businessmen, Micro, Small and Medium Enterprises (MSME) and promising entrepreneurs as well as Individual Personal Loans. Our vision is to provide entrepreneurs and budding businesses including MSME with access to finance right at the grassroots level, serving rural and semi-urban as well as in urban areas by providing various financial products & services to assist them.

Loan against property

Loan against security is loan provided to individuals and business enterprises against their property which requires property to be mortgaged in favor of Karnavati Finance Limited for security purpose as the loan amount in this type of loans are generally higher as compare to personal and business loan plus the tenure of loan is generally for 3 to 5 years.